Asset ManagerInterest Rate Models
Transitions
Field reference for transitions settings and input meaning.
Move from one IRM or parameter set to another.
| Visible field | What the user enters or selects | What it is for |
|---|---|---|
IRM | Select an approved interest rate model where the screen exposes a picker. | Sets the market rate policy implementation. |
Model kind | Choose adaptive or staged adaptive curve where exposed. | Sets the IRM family. |
Preset | Choose a preset curve profile. | Prefills rate-curve inputs. |
Target utilization | Enter target utilization percentage. | Sets the utilization point the IRM tries to center around. |
Initial rate at target APR | Enter initial APR at target utilization. | Sets starting target APR. |
Minimum rate at target APR | Enter minimum APR. | Sets lower rate bound. |
Maximum rate at target APR | Enter maximum APR. | Sets upper rate bound. |
Curve steepness | Enter curve steepness scalar. | Sets how sharply rates respond away from target. |
Adjustment speed per year | Enter annual adjustment speed. | Sets adaptive rate movement speed. |
Stress unwind adjustment speed per year | Enter staged stress-unwind speed where exposed. | Sets staged recovery speed. |
Absolute borrow rate cap APR | Enter absolute APR cap where exposed. | Sets a hard maximum borrow APR. |
Ramp Ends At | Enter or select governance ramp end time. | Sets the date/time boundary for a governed IRM transition. |
Emergency Override | Toggle or select emergency rate handling where permitted. | Applies emergency policy path. |